QUOTE(rederic @ Dec 3 2006, 03:34 PM)

QUOTE(ice @ Dec 3 2006, 12:36 AM)

QUOTE(rederic @ Dec 3 2006, 12:15 AM)

According to WHICH there isn't a program that catches all viruses & spyware. They recommend you have an antivirus program such as Norton but also Adaware & Spybot, both of which can be downloaded free.
On a further cautionary note, two months ago someone bought £530 worth of goods through my Paypal account before I noticed it. It took a month to get my money back from Paypal. I've since closed the Paypal account but today had a call from my credit card company saying that someone has bought goods using my card number. They thought the transactions were unusual as they were all through Paypal & I hadn't used this card for any Paypal purchases before. So keep a daily watch on your bank account & look for any unusual activity.
now that is not funny, i am scared of that sort of thing, how the hell do you stop them?
Paypal say that you should change your passwords & security questions on a regular basis. But what you do about credit cards I haven't a clue.
Just looked it up on the net & if someone makes fraudulent purchases with your credit card number then provided you still actually have the card in your possesion you can claim all the money back from the credit card company. If your card is missing then you are liable for the first £50 only.
Here are 10 tips to help insure you're not the victim of thieves and fraudsters:
1.Sign new and replacement cards immediately.
2.Destroy the old cards by cutting them into pieces and shred all old receipts and bills.
3.Don't fax your credit-card number, if possible. Remember, the faxed document could remain in sight at the other end for long periods of time.
4.Don't give your card number over the phone unless you have initiated the call.
5.Destroy any carbon paper if it's used as part of the credit card transaction. Somebody can grab it and forge your signature.
6.Don't respond to any "scam" e-mails requesting your credit card number.
7.Never send your credit card number in an e-mail to anyone!
8.A good option for discouraging theft is to choose a credit card that includes your photo and signature on the card.
9.If you have questions about mistakes or unauthorized items on your statement, you have the right to challenge them.
10.If your card is lost, stolen, or you suspect fraudulent use, call your company's 24-hour hotline immediately to prevent your card from being used as little as possible. The company will block its use, and you won't be responsible for any charges made by thieves.
You'll never deter fraudsters completely. But you can certainly make life as difficult as possible for them.